Last Updated: January 14, 2025Overview

Radiant Pay USA, which includes Radiant Pay USA, Inc. and all affiliated companies (“Radiant Pay USA”, “we”, “us”, “our”), provides tools and services to businesses to integrate payment flows for faster, reliable, and centralized management of payments infrastructure. Please read this Privacy Policy before using products and services through Radiant Pay USA’s platform, website, or any other means (collectively the “Services”). Radiant Pay USA is the owner of this website,

www.radiantpayusa.com

(the “Website”), and the hosting, content, and other functionality of this Website and the Services are supported by Radiant Pay USA and other third parties that provide software and other services to Radiant Pay USA.

This Privacy Policy describes what information Radiant Pay USA collects through the Services, how this data is used and shared, your rights, and how you can contact us about our privacy practices. Please note that in most instances Radiant Pay USA acts as a “data processor” or “service provider” to third-party companies such as Partner Platforms and merchants. As a result, you may have to contact the “controller” of your data, or refer to their own privacy policies for any inquiry regarding your personal information.

Please review this Privacy Policy before using our Services or creating any user account in connection therewith. If you do not agree with this Privacy Policy, please do not use our Services or create any user account. This Privacy Policy governs the use of our Services and applies to any personal information you may submit to us. By submitting any personal information to us, you agree to be bound by the terms of this Privacy Policy.

Personal Information That Radiant Pay USA Collects About You

Personal information means any information about a directly or indirectly identifiable individual. When you interact with us through the Services or apply for a job with Radiant Pay USA, we may collect, use, store, and transfer personal information about you, as further described below:

Personal and online identifiers (such as first and last name, email address, or unique online identifiers).Contact information (such as telephone numbers).Recordkeeping information (such as bank account number, credit card number, debit card number, or any other financial information).Commercial or transactions information (such as records of products or services purchased, obtained, or considered).Biometric information (such as a scan of facial geometry for verifying or authenticating your identity or detecting and preventing fraud).Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, dashboard, or advertisement).Sensory information (such as call recordings or other audio, electronic, visual, or other similar technology).Professional or employment-related information (such as your resume).Inferences drawn from the above information about your predicted characteristics and preferences.Other information about you that is linked to the personal information above.

Sources of Information

We collect information from the following categories of sources. For purposes of this section, “You” means Website visitors and owners, officers, and employees of companies, such as merchants, software platforms, marketplaces, and payment facilitators that interact with our Services.

You:Browsing our Website: When you visit our Website, our servers collect information about your internet browsing activity on our Website.Opening an Account or Using Our Services: When applying to become a Radiant Pay USA customer, you will provide information about your business and its owners and officers. When you use the Services, we collect transaction, merchant, and other information.Your Inquiries: When you contact us via email, phone, or forms on our Website, Radiant Pay USA stores the inquiries and their contents.Customers of Partner Platforms:If you access our Services through a software platform, marketplace, or payment facilitator (“Partner Platform”), we receive information about you from the Partner Platform, such as information about your business and transactions.Service Providers:We may receive information from service providers that help us manage fraud, process payments, and verify identities.Public Sources:We collect publicly available data, including social media platforms.

How Radiant Pay USA Uses Information About You

Radiant Pay USA may use this information for any lawful purpose, including to:

Process transactions.Verify your identity and evaluate your eligibility for the Services.Provide support and customer service.Prevent or investigate fraud and security issues.Improve our Services and develop new products.Comply with applicable laws and regulations.

How Radiant Pay USA Shares Information About You

Radiant Pay USA may share personal information with:

Financial Service Providers such as banks and card networks to process payments.Service Providers to enhance or maintain the Services.Partner Platforms and Merchants if you access Services through them.Law Enforcement or Regulators if required by law.

Radiant Pay USA does not share telephone numbers or mobile device data for marketing purposes.

Cross-Jurisdictional Transfers

Your information may be transferred to other jurisdictions, including the United States, for processing and storage. Radiant Pay USA complies with applicable laws regarding such transfers.

Biometric Information Privacy Notice

Radiant Pay USA may use third-party providers, such as Persona Identities, Inc. (“Persona”), to assist with identity verification. Biometric data, including scans of facial geometry, may be collected to verify identity and prevent fraud. All biometric data will be destroyed after three years or once its purpose has been fulfilled, unless otherwise required by law.

Digital Advertising & Analytics

Radiant Pay USA partners with advertising providers for analytics and interest-based advertising. For more information or to opt out, visit

www.aboutads.info

Do Not Share Information:

No mobile or messaging consent information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

.

Third-Party Links

Our Website may contain links to third-party websites or apps. Radiant Pay USA is not responsible for the privacy practices of these third-party platforms. Review their privacy policies before providing any personal information.

Your Choices

To opt out of email marketing, use the unsubscribe link in our emails. Opting out does not affect transactional communications related to our services.

Retention of Data

Radiant Pay USA retains your data for as long as necessary to fulfill the purposes outlined in this policy, subject to legal, statutory, and business requirements.

Contact Radiant Pay USA

For questions about this Privacy Policy or to exercise your rights, contact us at:

Radiant Pay USA

Email:

[email protected]

Attention:

Ron Hatfield